Bank of India FAQ

Answers to your most common questions about Bank of India.

Quick, simple, and helpful information at a glance.

What is Bank of India and what services do they offer?
Bank of India is a commercial bank in India that offers a range of banking and financial services such as loans, deposits, credit and debit cards, and online banking.
How can I open an account with Bank of India?
You can visit any of Bank of India's branches or apply online through their website. You will need to provide certain documents such as proof of identity and address.
What are the ways to access my Bank of India account?
You can access your Bank of India account through their mobile app, internet banking, ATMs, or by visiting a branch.
How can I reset my Bank of India internet banking password?
You can reset your internet banking password by selecting the 'Forgot Password' option on the login page and following the steps to reset it.
What should I do if my Bank of India debit/credit card is lost or stolen?
If your Bank of India card is lost or stolen, you should contact their customer service helpline immediately to block your card and request a new one.
Why am I unable to login to my Bank of India internet banking account?
There could be several reasons for being unable to login, such as entering incorrect login credentials or your account being locked due to multiple failed attempts. Contact the customer service for further assistance.
How can I update my mobile number or email address associated with my Bank of India account?
You can update your contact details by visiting a branch, through internet banking, or by filling out a form and submitting it to the bank.
What should I do if I am unable to make a transaction online through Bank of India?
If you are unable to make an online transaction, make sure you have entered the correct details and have sufficient funds in your account. If the problem persists, contact the customer service for assistance.
How can I check my account balance with Bank of India?
You can check your account balance by logging into your internet banking account, through the mobile app, or by visiting a Bank of India ATM.
What should I do if I see an unauthorized transaction on my Bank of India account?
If you notice an unauthorized transaction, immediately report it to Bank of India's customer service and request for a reversal of the transaction.
How long does it take for a fund transfer to be processed through Bank of India?
Fund transfers within Bank of India usually take one business day, while transfers to other banks may take up to two to three business days.
Can I open a joint account with Bank of India?
Yes, you can open a joint account with Bank of India. You and the other account holder will have equal access and ownership of the account.
What is the interest rate for loans offered by Bank of India?
The interest rate for loans offered by Bank of India varies depending on the type of loan and the borrower's credit profile. You can check the current interest rates on their official website or by contacting their customer service.
How can I apply for a loan from Bank of India?
You can apply for a loan by visiting a Bank of India branch and filling out an application form, or through their website.
What is the minimum balance requirement for my Bank of India savings account?
The minimum balance requirement for a Bank of India savings account varies depending on the type of account. You can check the minimum balance requirement for your specific account on their website or by contacting their customer service.
Why is my Bank of India ATM/Debit card declined?
There could be several reasons for your card being declined, such as insufficient funds, an expired card, or technical issues. Contact the customer service for assistance.
Can I use my Bank of India debit/credit card internationally?
Yes, Bank of India cards can be used internationally, but some cards may have restrictions. It's best to check with the customer service or visit a branch before traveling.
How can I change my debit/credit card PIN with Bank of India?
You can change your card's PIN by visiting a Bank of India ATM or by contacting their customer service.
What should I do if I forget my Bank of India debit/credit card PIN?
If you forget your card's PIN, you can request a new one by visiting a Bank of India ATM or by contacting their customer service.
What is the maximum limit for cash withdrawal from a Bank of India ATM?
The maximum limit for cash withdrawal from a Bank of India ATM is Rs. 40,000 per day.
Can I deposit cash into my Bank of India account through an ATM?
Yes, Bank of India's ATMs have the facility to deposit cash into your account.
How can I update my address with Bank of India?
You can update your address by visiting a Bank of India branch and submitting the required documents or through internet banking.
Why am I unable to register for Bank of India's mobile banking app?
There could be various reasons for being unable to register, such as entering incorrect details, not having a valid mobile number registered with the bank, or technical issues. Contact the customer service for assistance.
How can I request for a new checkbook for my Bank of India account?
You can request for a new checkbook by visiting a branch, through internet banking, or by contacting the customer service.
How can I check the status of my loan application with Bank of India?
You can check the status of your loan application by visiting a branch or by contacting the customer service.