Independent Bank FAQ

Answers to your most common questions about Independent Bank.

Quick, simple, and helpful information at a glance.

What is Independentbank and how do I use it?
Independentbank is a financial institution that offers banking services to individuals and businesses. You can use it to deposit and withdraw money, make transactions, and manage your accounts.
I forgot my Independentbank account password, what should I do?
If you have forgotten your password, you can click on the "Forgot Password" link on the login page and follow the instructions to reset it. You may also visit a branch for assistance.
Why am I getting an error message saying my account has insufficient funds?
This error message means that there is not enough money in your account to complete the transaction or cover the fee. You should check your account balance and make a deposit if necessary.
I am trying to access my account online, but I keep getting an error message. What should I do?
This could be due to a technical issue or an incorrect login information. Please check your internet connection and make sure you are entering the correct username and password. If the issue persists, contact customer support.
Can I transfer money from my Independentbank account to another bank?
Yes, you can transfer money from your Independentbank account to another bank account. You can do this through online banking or by visiting a branch.
I received an email from Independentbank asking for personal information. Is this a scam?
Yes, this is a common phishing scam where scammers try to trick individuals into giving away personal information. Please do not click on any links or provide any information. Forward the email to customer support for verification.
How do I deposit checks into my Independentbank account?
You can deposit checks using the mobile app by taking a picture of the check or by visiting a branch and using the ATM or talking to a teller.
I am unable to access my Independentbank online account. What could be the issue?
There could be several reasons for this, such as a technical issue, incorrect login information, or your account being locked. Please contact customer support for assistance.
Can I open a joint account with another person at Independentbank?
Yes, you can open a joint account with another person. Both parties must be present and provide identification at a branch to open the account.
I am having trouble making a transaction online. What could be causing this?
This could be caused by a technical issue, insufficient funds, or error in the information entered. Please check your account balance and make sure the information entered is correct. If the issue persists, contact customer support.
Is there a fee for using an Independentbank ATM?
No, there is no fee for using an Independentbank ATM. However, there may be fees for using an ATM outside of the Independentbank network.
I am unable to find my account statement. Can I get a copy?
Yes, you can request a copy of your account statement through online banking or by contacting customer support. There may be a fee for this service.
How do I change my address or contact information on my Independentbank account?
You can change your address and contact information through online banking or by visiting a branch and filling out a form. Valid identification may be required.
Can I apply for a loan through Independentbank?
Yes, Independentbank offers various loan options for individuals and businesses. You can apply for a loan online or by visiting a branch.
Is Independentbank FDIC insured?
Yes, Independentbank is FDIC insured. This means your deposits are protected up to the maximum limit allowed by law.
What should I do if I suspect fraudulent activity on my account?
If you suspect fraudulent activity on your account, contact customer support immediately. They will guide you on the steps to take to secure your account and investigate the issue.
Can I set up automatic bill payments through Independentbank?
Yes, you can set up automatic bill payments through online banking. This allows you to schedule payments for your bills to be automatically deducted from your account.
How do I order checks for my Independentbank account?
You can order checks through online banking or by visiting a branch. There may be a fee for this service.
Can I open a savings account with Independentbank?
Yes, you can open a savings account with Independentbank. You can do this through online banking or by visiting a branch.
I am having difficulty accessing my Independentbank account through the mobile app. What should I do?
Try closing the app and restarting it. If that doesn't work, make sure you have the latest update for the app. If the issue persists, contact customer support for assistance.
How do I report a lost or stolen debit card?
If you suspect your debit card has been lost or stolen, contact customer support immediately. They will help you cancel the card and issue a new one.
Can I apply for a credit card through Independentbank?
Yes, Independentbank offers credit cards for individuals and businesses. You can apply for a credit card online or by visiting a branch.
How do I download my transaction history from Independentbank?
You can download your transaction history through online banking. Go to the account you want to download and select the date range for the transactions. Then, click on the option to download.
What should I do if I find an unauthorized charge on my account?
If you find an unauthorized charge on your account, contact customer support immediately. They will help you dispute the charge and take necessary actions to secure your account.
Can I order foreign currency through Independentbank?
Yes, you can order foreign currency through Independentbank. Contact customer support for more information.
I am having issues logging into my online banking account. What could be the problem?
This could be caused by a technical issue, incorrect login information, or your account being locked. Please contact customer support for assistance.