NBT Bank FAQ

Answers to your most common questions about NBT Bank.

Quick, simple, and helpful information at a glance.

What is NBTBank?
NBTBank is a financial institution that offers a variety of banking services, including checking and savings accounts, loans, and investment options.
How do I access my NBTBank account online?
You can access your NBTBank account online by visiting their website and logging in with your username and password.
I forgot my NBTBank account login information. What do I do?
If you forget your login information, you can click on the "Forgot Login ID" or "Forgot Password" links on the NBTBank website to retrieve your information.
Can I reset my NBTBank online login information?
Yes, you can reset your online login information by clicking on the "Forgot Login ID" or "Forgot Password" links on the NBTBank website.
Are there any fees associated with NBTBank online services?
There may be fees associated with certain NBTBank online services, such as wire transfers or stop payments. It is best to check with the bank for specific fees.
Why am I having trouble logging into my NBTBank account?
There could be several reasons why you are having trouble logging into your NBTBank account. It could be due to an incorrect password, technical issues, or a locked account. Contact NBTBank for assistance.
Can I open a new NBTBank account online?
Yes, you can open a new NBTBank account online by filling out an application on their website.
How long does it take for a deposit to show up in my NBTBank account?
It can take anywhere from 1-3 business days for a deposit to show up in your NBTBank account, depending on the type of deposit and the time of day it was made.
Can I transfer money from my NBTBank account to another bank?
Yes, you can transfer money from your NBTBank account to another bank using their online transfer service or by visiting a branch.
I received an error message while trying to make a transfer. What does it mean?
Error messages can have various meanings, such as insufficient funds or an incorrect account number. Contact NBTBank for more information about the specific error message you received.
How do I report a lost or stolen NBTBank debit or credit card?
If your debit or credit card issued by NBTBank is lost or stolen, you should immediately contact their customer service team at 1-800-NBT-BANK (1-800-628-2265).
What should I do if I see unauthorized charges on my NBTBank account?
If you notice any unauthorized charges on your NBTBank account, contact their customer service team immediately to report the issue and dispute the charges.
How can I request a new NBTBank debit or credit card?
To request a new debit or credit card from NBTBank, you can call their customer service line or visit a branch in person.
Is there a limit on how much money I can withdraw from my NBTBank account at an ATM?
Yes, there is a daily limit on the amount of money you can withdraw from an ATM using your NBTBank debit card. For specific details, check with your local branch or call customer service.
I accidentally overdrew my NBTBank account. What are the consequences?
Overdrawing your NBTBank account can result in overdraft fees and potentially negative marks on your account. Contact their customer service team for assistance in resolving the issue.
How do I change my NBTBank account information, such as my address or phone number?
You can change your account information by logging into your NBTBank account online or by visiting a branch and speaking with a customer service representative.
I received a notification that my NBTBank account is overdrawn. How do I fix this?
If your NBTBank account is overdrawn, you should deposit enough money to cover the negative balance as soon as possible to avoid additional fees.
Can I set up recurring transfers or payments with my NBTBank account?
Yes, you can set up recurring transfers or payments from your NBTBank account through their online banking system.
I received an email claiming to be from NBTBank, but it seems suspicious. What should I do?
Be cautious of emails claiming to be from NBTBank and asking for personal information. Do not click on any links in the email and contact NBTBank directly to verify the legitimacy of the email.
How do I switch my direct deposit to my NBTBank account?
You can switch your direct deposit to your NBTBank account by contacting your employer or the entity who provides your direct deposit and providing them with your NBTBank account information.
Can I view my NBTBank statements online?
Yes, you can view and download your NBTBank statements from their online banking system.
Am I eligible for overdraft protection with my NBTBank account?
Eligibility for overdraft protection varies depending on the type of account you have with NBTBank. Contact their customer service team for more information.
How do I report a suspected fraud on my NBTBank account?
If you believe there is fraudulent activity on your NBTBank account, contact their customer service team immediately to report the issue and take appropriate action.
Can I request a stop payment on a check through my NBTBank account?
Yes, you can request a stop payment on a check through your NBTBank account by using their online banking system or by visiting a branch.
Is there a way to track my spending with my NBTBank account?
Yes, you can track your spending with your NBTBank account by using their budgeting and finance tracking tools available through their online banking system.