Paytm FAQ

Answers to your most common questions about Paytm.

Quick, simple, and helpful information at a glance.

What is Paytm?
Paytm is a mobile e-commerce platform that allows users to make online payments, recharge mobile phones, and pay for various services.
How do I create an account on Paytm?
You can create an account on Paytm by downloading the app or visiting the website and entering your mobile number, email and a password.
What are the payment options on Paytm?
Paytm offers various payment options including credit and debit cards, net banking, UPI, and Paytm wallet.
How do I add money to my Paytm wallet?
You can add money to your Paytm wallet by clicking on the Add Money option in your wallet and selecting the preferred payment mode.
Why am I unable to add money to my Paytm wallet?
There could be various reasons for this, such as insufficient funds in your bank account, technical issues, or restrictions placed by your bank. Please ensure you have enough funds and try again later.
Can I transfer money from my Paytm wallet to my bank account?
Yes, you can transfer money from your Paytm wallet to your bank account by clicking on the Transfer Money option and entering the details.
How do I make a payment on Paytm?
To make a payment on Paytm, you can choose the service/category, enter the details, and select the preferred payment option.
Why did my transaction on Paytm fail?
Transaction failures can occur due to various reasons such as network issues, technical glitches, insufficient funds, or incorrect information entered. Please retry the transaction or contact customer support for assistance.
How do I cancel a transaction on Paytm?
You can cancel a transaction on Paytm by going to the Order History section and selecting the order you wish to cancel.
Can I get a refund for a failed transaction on Paytm?
Yes, you can get a refund for a failed transaction on Paytm. The refund process may take a few days to reflect in your account.
What is Paytm wallet limit?
The maximum amount that can be added in a Paytm wallet is 10,000 for non-KYC users and 1,00,000 for KYC-verified users.
What is KYC?
KYC or Know Your Customer is a verification process used by financial institutions to verify the identity and address of their customers.
How do I complete my KYC on Paytm?
You can complete your KYC on Paytm by visiting the nearest KYC center with your original Aadhaar card and PAN card.
Are there any charges for using Paytm?
No, there are no charges for using Paytm. However, there may be charges for certain services such as flight bookings or movie tickets.
I am not receiving OTP for my Paytm transactions, what should I do?
Please ensure that the mobile number registered with Paytm is correct and has network coverage. You can also try resending the OTP or contact customer support for assistance.
How do I change my registered mobile number on Paytm?
You can change your registered mobile number on Paytm by going to the profile section and selecting the option to update phone number.
I forgot my Paytm password, how can I reset it?
You can reset your Paytm password by clicking on the Forgot Password option on the login page and following the instructions.
Is Paytm safe to use?
Yes, Paytm maintains strict security measures to protect user data and transactions. It is a certified and trusted payment platform.
Why am I being asked to enter a One Time Password (OTP) for logging in to Paytm?
The OTP is a security feature implemented by Paytm to ensure that only authorized users can access their account.
How do I report a fraudulent transaction on Paytm?
If you suspect a fraudulent transaction on your Paytm account, you can report it immediately to customer support for further investigation and resolution.
Can I use Paytm for international transactions?
Paytm is currently only available for transactions within India and cannot be used for international transactions.
How do I change my registered email address on Paytm?
You can change your registered email address on Paytm by going to the profile section and selecting the option to update email address.
How can I contact Paytm customer support?
You can contact Paytm customer support by calling on their toll-free number, sending an email, or using the chat feature on the app/website.
Is it possible to schedule a payment on Paytm?
Yes, you can schedule a payment on Paytm by selecting the Schedule Payment option and choosing the date and time for the payment to be processed.
What is the maximum limit for a transaction on Paytm?
The maximum limit for a transaction on Paytm varies depending on the service and the type of account. It is best to check the limit before making a transaction.
How do I change my registered address on Paytm?
You can change your registered address on Paytm by going to the profile section and selecting the option to update address.
How do I check the status of my refund on Paytm?
To check the status of your refund, go to the Order History section and select the relevant order. The status of the refund will be displayed along with the expected processing time.