PhonePe FAQ

Answers to your most common questions about PhonePe.

Quick, simple, and helpful information at a glance.

What is PhonePe?
PhonePe is a digital payment platform that allows users to make transactions through their mobile phones.
How do I set up a PhonePe account?
You can set up a PhonePe account by downloading the app and following the instructions to register using your mobile number and bank account.
Can I use PhonePe on any mobile phone?
Yes, you can use PhonePe on both Android and iOS devices.
How do I add money to my PhonePe wallet?
You can add money to your PhonePe wallet by linking your bank account or debit/credit card, or through UPI.
Can I transfer money from my PhonePe wallet to my bank account?
Yes, you can transfer money from your PhonePe wallet to your bank account.
Why is my transaction being declined?
There could be various reasons for a transaction being declined, such as insufficient funds, network issues, or technical errors. Check your internet connection and account balance before retrying.
How long does it take for a transaction to be processed?
Transactions on PhonePe are usually processed instantly, but it may take up to 3 business days in some cases.
Can I use PhonePe to make international transactions?
No, PhonePe currently only supports domestic transactions within India.
What should I do if I accidentally sent money to the wrong person?
Contact PhonePe customer support immediately for assistance. They may be able to reverse the transaction if it has not been claimed by the recipient.
Is my money safe on PhonePe?
PhonePe uses secure encryption and is regulated by the Reserve Bank of India, making it a safe platform for transactions.
How do I check my transaction history on PhonePe?
Open the PhonePe app and go to the "My Money" section to view your transaction history.
Can I cancel a transaction on PhonePe?
Yes, you can cancel a transaction on PhonePe if it is still pending.
Does PhonePe charge any fees for transactions?
PhonePe does not charge any fees for transactions, but your bank may have applicable charges.
Why is my bank account not showing up on the list of linked accounts?
Ensure that you have entered the correct details and that the bank account is linked to your mobile number. If the issue persists, contact your bank.
Can I use PhonePe for offline transactions?
Yes, you can use PhonePe to make payments offline through its QR code feature.
How do I update my personal information on PhonePe?
You can update your personal information, such as name and address, in the "My Account" section of the app.
What is PhonePe Switch?
PhonePe Switch is a feature that allows you to access various apps and services, such as food delivery and shopping, directly from the PhonePe app.
Can I use PhonePe to pay bills?
Yes, you can use PhonePe to pay utility bills, mobile recharge, and other bills.
How do I contact PhonePe customer support?
You can contact PhonePe customer support through the app or by emailing their support team.
Can I use PhonePe without internet?
No, internet access is required to use PhonePe.
How can I change my transaction pin on PhonePe?
Go to the "My Account" section on the app and select "Change MPIN" to update your transaction pin.
What does it mean if a transaction is showing as "pending" on PhonePe?
A transaction may show as pending if there is a delay in processing or if the bank is verifying the transaction.
Why am I receiving an error message during a transaction?
Error messages can occur due to various reasons such as network issues, insufficient funds, or incorrect details. Try again after checking for errors or contact customer support for assistance.
Is there a limit to the amount I can transfer using PhonePe?
Yes, there are certain transaction limits set by PhonePe and your bank. You can view these limits in the "My Account" section on the app.
Can I use PhonePe to make cash withdrawals?
No, PhonePe does not support cash withdrawals.
How do I deactivate my PhonePe account?
To deactivate your PhonePe account, go to the "My Account" section, select "Deactivate Account" and follow the instructions. Note that this cannot be undone.