Prudential FAQ

Answers to your most common questions about Prudential.

Quick, simple, and helpful information at a glance.

What does "Insufficient Funds" mean?
"Insufficient Funds" means that there is not enough money in your account to cover a transaction or payment.
How can I check my account balance with Prudential?
You can check your account balance by logging into your online account or by contacting Prudential's customer service.
Why is my account showing a negative balance?
A negative balance may indicate that there was an error with a transaction or a withdrawal was made without enough funds in the account. Please contact customer service for assistance.
What does "Payment Declined" mean?
"Payment Declined" means that your payment was not processed or approved, usually due to insufficient funds or incorrect payment information.
How can I set up automatic payments for my Prudential account?
You can set up automatic payments by logging into your online account and selecting the option for autopay or by contacting customer service.
I received an error message saying "Account Locked." What should I do?
"Account Locked" usually means that there have been too many unsuccessful login attempts. Please contact customer service to unlock your account.
Why am I receiving an error message saying "Page Not Found"?
"Page Not Found" may indicate that the page you are trying to access is no longer available or there may be a technical issue. Please try again later or contact customer service for assistance.
What should I do if I receive a "Service Unavailable" error message?
"Service Unavailable" could mean that there is an issue with Prudential's website or online system. Please try again later or contact customer service to report the issue.
Why am I seeing a "Password Reset Required" message?
A "Password Reset Required" message usually means that your password has expired and needs to be updated for security purposes. Please follow the prompt to reset your password.
How can I update my personal information on my Prudential account?
You can update your personal information by logging into your online account or by contacting customer service.
What should I do if I receive a "Transaction Failed" error message?
"Transaction Failed" may indicate that there was an issue with processing your transaction. Please check your account balance and payment information, or contact customer service for assistance.
Why did I receive a "System Error" message?
"System Error" could mean that there is a technical issue with Prudential's system. Please try again later or contact customer service to report the issue.
Can I make changes to my policies online?
Yes, you can make certain changes to your policies by logging into your online account. However, certain changes may require you to contact customer service.
How can I file a claim with Prudential?
You can file a claim by logging into your online account and submitting a claim form, or by contacting Prudential's customer service.
What does "Policy Expired" mean?
"Policy Expired" means that your policy has reached its end date and is no longer in effect. You may need to renew your policy or contact customer service for more information.
Why am I seeing a "Payment Overdue" message?
A "Payment Overdue" message means that you have missed a payment and need to make a payment to avoid any late fees or policy cancellation. Please contact customer service for assistance.
How can I cancel my policy with Prudential?
You can request to cancel your policy by contacting customer service or submitting a cancellation request through your online account.
What should I do if I receive a premium increase notice?
If you receive a premium increase notice, you should review the details of the increase and reach out to customer service if you have any questions or concerns.
How long does it take for a policy to become effective?
The time it takes for a policy to become effective may vary depending on the type of policy and your specific situation. Please contact customer service for more information.
Why did my premium payment not go through?
A premium payment may not go through due to insufficient funds, incorrect payment information, or technical issues. Please check your account and payment information, or contact customer service for assistance.
Can I make partial payments on my premium?
No, partial payments are not accepted for premiums. The full payment must be made by the due date to keep the policy in force.
What should I do if I receive a "Policy Lapsed" message?
"Policy Lapsed" means that your policy is no longer in effect due to non-payment. Please contact customer service to discuss reinstatement options.
How can I update my beneficiaries on my life insurance policy?
You can update your beneficiaries by logging into your online account or by contacting customer service and completing a beneficiary change form.
What is the typical processing timeframe for claims?
The processing timeframe for claims may vary, but it typically takes 7-10 business days for a claim to be processed. Please contact customer service for more information.
Why did I receive a letter requesting additional information for my claim?
If you received a letter requesting additional information for your claim, it may be because the information submitted was incomplete or further clarification is needed. Please provide the requested information to ensure timely processing of your claim.
Is Prudential affected by COVID-19?
Yes, Prudential and its services may be affected by the ongoing COVID-19 pandemic. Please visit their website for updates and resources related to COVID-19.